Guide to mortgage closing costs: What average mortgage costs are, and how to keep yours low

Closing costs when you buy or refinance a home

First-timers may be shocked at the amount of mortgage closing costs required to buy a home. And those who refinance get another shock, because when you buy a home, you often split some or all of the closing costs. But when you refinance, they’re all yours. This guide provides a complete list of the most common closing costs, average closing costs by state, and tips on what you can do to minimize them.

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About Farhat and Associates Real Estate - Broker/Owners, CRS, EPro, CDPE

Full-time REALTOR/Brokerage serving the Phoenix Valley since 2004 Professional - Our backgrounds were in Accounting, Property Management, and Technology fields. Both Aziz and I found our passion for real estate as we started in the industry as Investors. Since 2004, we have devoted ourselves to this business on a full-time basis and have sold 100s of homes for our clients. Certifications - Certified Residential Specialist (CRS), ePro, CDPE Personal - Our passions are our family, our furry child, outdoor activities, reading, photography, golfing, travel, and discovering new foods/restaurants.
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